Sisternomic$

NCBWSF provides financial literacy workshops open to the community. At the currently time, we are developing a mentorship program that will implement the 4-part series for female students in middle school and for adult women. The format encompasses several important topics:

1. Money Management – Participants will learn to create household budgets and develop short-term and long-term savings plans and they are required to open savings accounts at a local bank or credit union. 
2. Credit – Participants learn about credit scores and how to dispute negative items on their credit reports in order to improve credit score.  Additionally, information is provided on how to track individual credit scores in a timely manner. 
3. Real Estate Today and Investing for the Future – Participants learn about homeownership and the various loans that may are available for assistance with purchasing property.
4. Preservation of Wealth – Participants acquire knowledge on how to manage assets in such a way as to ensure that the value does not decrease or diminish.  In addition, information on inflation, life insurance, retirement planning, long-term care, proper asset allocation, and estate planning strategies that help minimize the effects of taxes, exit and succession strategies from businesses, and tax-advantaged investments that are intended to maximize income while minimizing tax burdens will be provided.